What are you looking to cover?
No wrong answer here — it just tailors what we show you next, and your agent can adjust it later.
You're talking to a licensed independent brokerage — not a lead-generation site.
Your information is never sold or passed to other agencies; the licensed agent who calls you works here, and you can verify our license (NPN 20612303) with your state insurance department.
A little about you
This is what actually drives your rate.
Do you use tobacco?
How much coverage are you thinking?
A starting point is all we need — an agent will help you land on the right number for your situation.
These two numbers won't always line up perfectly — how much coverage costs depends on your age, health, and the specific carrier underwriting it. Think of this as telling us what matters more to you; your agent will show you real options that fit as closely as possible, not a guaranteed combination.
Almost there
Two quick permissions before we verify your number.
Your information stays with us. PolicySolutions is a licensed agency, not a lead broker — we don't sell your details or share them with other agencies. Only a licensed PolicySolutions agent will ever assist you.
How should AI assist along the way?
Our AI assistant helps make sure details are captured accurately and nothing gets missed between steps. You can allow it for one channel, both, or neither — either way, a licensed agent is still the one who finalizes everything.
AI-assisted text messages
AI-assisted phone calls
You're all set.
Here's what happens next.
Your ballpark estimate
—
This is a rough estimate based on typical rates — not a quote or an offer of insurance. Your actual premium is set by the carrier after underwriting and can differ. A licensed agent will confirm your exact rate.
What you submitted:
We're also sending a text recap of this request to your phone, so you'll have it on hand even if you don't hear from us right away.
Let's talk directly instead.
Based on your age, we're not able to quote you online — but a licensed agent can absolutely still help. Give us a call and we'll walk you through your options.
Call (737) 258-3742
Looking to insure a child? A parent or guardian applies on the child's behalf — see children's coverage. Or explore final expense options for older adults.
We're not licensed in your state — yet.
We're a licensed independent agency, but we can only legally discuss coverage and pricing with residents of the 25 states we're licensed in. We're expanding, so if you'd like us to reach out when we're licensed where you live, leave your email — no obligation.
Add me to the waitlist
You can confirm exactly where we're licensed on our licensing page.